This month our Wellbeing focus is Finance. We have been sharing resources and a range of ideas to help support your financial wellbeing.
Financial wellbeing is more than just having enough money to pay your bills. It’s about having a sense of control over your finances, feeling secure about your future, and having the freedom to make choices that allow you to enjoy life.
This week we are sharing a Digital Midlife MOT.
MoneyHelper.org.uk have shared their Money Midlife MOT. This is a tool to help you assess your current financial situation and plan for the future. No registration necessary and you don’t need to provide any personal information. The tool will ask a series of questions about your finances. You won’t need any documents or extra information to use the tool. It will take about 5 minutes to complete. Open the tool here.
Your personalised report, which you can download as a PDF, will tell you what to prioritise and provide links to guidance on how to improve your financial wellbeing from midlife through to retirement.
You can use this tool to:
- identify actions to improve your finances, according to your priorities.
- help you plan for the future and make sure you stay on track to achieve your goals.
This tool works best for people:
- between the ages of 45 and 65.
- living and planning to retire in the UK.
If you’re under 45, the following resources may be better suited to help you get your finances on track – click the links to find out more:
If you’re over 65, we recommend reading this pensions and retirement.
Worrying about money problems can affect your mental health. The MoneyHelper.org.uk website has some great resources to help you take control of your finances. Click here to find out more: https://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/money-problems-and-poor-mental-wellbeing
Free, Confidential Support
Cemex offers all employees a free, confidential employee assistance programme (EAP) called Lifestyle Support, operated by Care first. Lifestyle Support is easy to access, available 24/7 and can provide help and support with a wide range of issues, including those relating to debt. It is run by a separate provider and isn’t part of Cemex – we don’t receive any employee specific information from them.
You can contact the Employee Assistance Line (Lifestyle Support) for confidential advice and support – call 0808 168 2143 or visit www.lifestyle-support.co.uk (Username: Cemex Password: cemex).